As your partner in health care, we will make sure that you find the health insurance coverage that suits your individual situation and budget, so that you can get the most out of your benefits while paying as little out of pocket as possible.
At Heartland Health Insurance, we understand that providing affordable health insurance options to our clients is of the utmost importance, and choosing the right plan for you and your family’s needs by yourself can be overwhelming.
With over 15 years experience working with clients, we have a proven track record to help you find an affordable medical insurance policy that covers you and your loved ones, giving you the peace of mind you deserve.
When working with clients, we will search hundreds of plans catered to your unique criteria, and choose the policies that are right for you based on your budget.
Jacob has over 15 years of experience helping families like yours get the best medical insurance plans available.
Did you know that it costs you literally nothing, nada, zero, zilch to work with an insurance agent?
Yes, it’s true!
Using an insurance agent to find affordable medical insurance costs you $0.
How is that so, you ask?
The prices for ALL health insurance plans are set in stone between the individual insurance companies and the state’s insurance commissioner. What this means is that the rates we quote you for a particular plan(s) will be exactly the same (down to the penny) as ALL other insurance agents across the country, without exception.
We are compensated by the insurance companies directly, again, leaving you absolutely nothing to pay when working with us to find the best plan for you.
That means, you have nothing to lose by working with an agent, only our knowledge and experience to gain! Plus, we make comparing and selecting which insurance plan is right for you a breeze, saving you the hassle.
Regardless of your health history or background, medical insurance is essential to a healthy, prosperous life. The financial burdens of medical bills without insurance can be catastrophic for most families, employees, etc.
For this reason, we offer a wide range of health insurance options to make sure you’re covered where you need it most, and work with some of the most well-regarded companies, such as Anthem, United Healthcare, Aetna, Cigna, Guardian, National General and many others.
Have insurance through an employer, but are lacking certain benefits? Supplemental medical insurance is the perfect way to fill the gaps in your coverage or policy. Get peace of mind knowing that your insurance benefits are available to you when you need them most.
Needing medical insurance for a specific duration, perhaps in-between jobs? Then short-term health insurance is an awesome option to keep you covered when no coverage is being provided to you or your family. Two of the reasons you may want to consider short-term health insurance is if you are in-between jobs or outside of the open enrollment window.
Indemnity insurance plans are an excellent compliment if you or a family member needs to visit a variety of doctors who are affiliated with different insurance networks. They are not typically used for preventative services, but are a fantastic option when additional benefits are needed and not provided by your primary insurance plan.
It’s no secret that the price of certain prescription drugs can be astronomical. With prescription drug coverage, we can help you stay healthier by keeping the costs of your medications down. We offer various options to help relieve the financial burdens of prescription drug costs.
Now more than ever small companies are offering their employees health insurance benefits, which can be very expensive for small business owners, but is oftentimes necessary to attract the best workers and talent. We work with many small businesses and entrepreneurs to ensure their employees have the medical insurance coverage that they need, affordably.
Since 2010, the Affordable Care Act has helped millions of people get affordable medical insurance coverage. Generally, ACA plans are available nationwide, provide benefits for annual, preventative services, have no maximum benefit threshold, and will cover pre-existing conditions. In addition, lower income households may be able to get subsidies for coverage.